Scout Insurance Before Cars

Before you shop for cars, you should shop for car insurance.  Whether you are planning to upgrade or purchase your first car, do not forget to budget for insurance.  It is easy to think you have it covered only to realize you underestimated the true price of a new car.  Listed are common characteristics that can affect the price you will pay for car insurance.

Car doors

To keep it simple, the less doors you have, the more you pay.

Seats

How many passengers you can (legally) fit in your car, affects the bottom line as well.  If you are craving a two seater, you had better start saving now!

Sports car

The bigger the engine, the bigger the bill.  Car insurance companies have to compensate for the higher possibility of car accidents.  The price your insurance can double if you get a speeding ticket.

Popularity

The more popular a car, the more likely thieves will target it.  The higher the stolen vehicle rate, the higher the insurance rate.  Check out crime statistics in models you are interested in buying.

Year

The new the car, the higher the premium; going for a used car can save you hundreds.

Make

Mercedes or Hyundai?

Options

Although whether you get leather and surround sound can raise your rates, opting for a car alarm and anti-lock brakes can reduce your rates.